MONEY WISE

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Financial planning, Personal May 19, 2014

The advantages of a spending plan.

Most of us do not make use of a disciplined spending plan. The availability of credit allows us to purchase what we want, when we want it – regardless of whether we can afford it or not. Read more to learn about the benefits of using a spending plan.  Here are some advantages of using a spending plan: 1. Financial stress reduction. A disciplined spending plan allows you to control your spending and debt. This relieves a great deal of financially-related stress 2. Saving. A spending plan makes saving simple, encouraging you to save on a regular basis. This not only provides you with a financial cushion to cover any emergency situations that may arise, but also sets you up for a com...

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Financial planning, Savings and Investments April 9, 2014

5 Major ways to save money.

There are two main roads to improving your personal finances: increasing income, and cutting costs.   There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! You're in complete control in this area. And all it takes is some imagination and discipline – both of which are free.   Below are five major ways to save money in the basic areas of food, shelter, clothing and transportation. They're major expenses in your life – and places for major savings.   ...

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Must Reads, Wellness July 18, 2014

Why exercising makes you feel good

That high you feel after rigorous exercise – when you’re as effervescent as a glass of champagne and it seems like nothing can ruin your day – that’s called runner’s high. It’s caused when the brain releases chemicals called endorphins. We’re talking about powerful stuff here: endorphins are morphines produced within the body. The feeling of wellbeing and euphoria they create also translates into a positive outlook, enhanced self-esteem and can even help with depression. Actor Kenneth Branagh suffered severe depression, which he was able to manage through exercising. One...

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Lifestyle, Must Reads July 18, 2014

10 inspirational women

As South Africa’s National Women’s Day approaches, we celebrate all women, both past and present, who have influenced the ever-evolving face of womanhood in the 21st century.  These 10 women have inspired and influenced generations – here are some of their most famous quotes: Aung San Suu Kyi Leader of the opposition party in her home country of Myanmar, and the winner of the 1991 Nobel Prize for Peace, “The education and empowerment of women throughout the world cannot fail to result in a more caring, tolerant, just and peaceful life for all.”   Graca Machel...

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