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MONEY WISE

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Financial planning, Personal May 19, 2014

The advantages of a spending plan.

Most of us do not make use of a disciplined spending plan. The availability of credit allows us to purchase what we want, when we want it – regardless of whether we can afford it or not. Read more to learn about the benefits of using a spending plan.  Here are some advantages of using a spending plan: 1. Financial stress reduction. A disciplined spending plan allows you to control your spending and debt. This relieves a great deal of financially-related stress 2. Saving. A spending plan makes saving simple, encouraging you to save on a regular basis. This not only provides you with a financial cushion to cover any emergency situations that may arise, but also sets you up for a com...

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Financial planning, Savings and Investments April 9, 2014

5 Major ways to save money.

There are two main roads to improving your personal finances: increasing income, and cutting costs.   There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! You're in complete control in this area. And all it takes is some imagination and discipline – both of which are free.   Below are five major ways to save money in the basic areas of food, shelter, clothing and transportation. They're major expenses in your life – and places for major savings.   ...

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MUST READS

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Lifestyle, Must Reads December 19, 2014

Last-minute New Year’s Eve plans

2015 is just around the corner and if you find yourself racking your brain for ways to bring in the New Year in style, here’s a round-up of top New Year’s Eve events around the country… EASTERN CAPE New Year’s Festival of Lights in Nieu-Bethesda The little town of Nieu-Bethesda in the Karoo will have you gazing up at an illuminated sky with their Lantern Parade. Bring your kids along and make your own lanterns listening to the sweet sounds of local music. When: 31 December 2014 at 19:30 Where: Bethesda Arts Centre, Muller Street, Nieu Bethesda Cost: R150 pp Mo...

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Must Reads, Wellness December 17, 2014

Four ways to keep on gymming this holiday

We all know that exercising keeps us healthy, gives us bodies we are proud to show off during the summer and provides us with more oomph in our daily lives, but sometimes, that is just not enough. Here are four ways to stay motivated to exercise... “We understand that going to the gym is good for us, and that it keeps up healthy; we read and hear about this all the time, but that doesn’t mean we go.  To ensure that we do get to the gym, it needs to fulfill something in our daily lives, making it a near daily experience. This is why we need alternative reasons to take the work ou...

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