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MONEY WISE

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Financial planning, Personal May 19, 2014

The advantages of a spending plan.

Most of us do not make use of a disciplined spending plan. The availability of credit allows us to purchase what we want, when we want it – regardless of whether we can afford it or not. Read more to learn about the benefits of using a spending plan.  Here are some advantages of using a spending plan: 1. Financial stress reduction. A disciplined spending plan allows you to control your spending and debt. This relieves a great deal of financially-related stress 2. Saving. A spending plan makes saving simple, encouraging you to save on a regular basis. This not only provides you with a financial cushion to cover any emergency situations that may arise, but also sets you up for a com...

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Financial planning, Savings and Investments April 9, 2014

5 Major ways to save money.

There are two main roads to improving your personal finances: increasing income, and cutting costs.   There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! You're in complete control in this area. And all it takes is some imagination and discipline – both of which are free.   Below are five major ways to save money in the basic areas of food, shelter, clothing and transportation. They're major expenses in your life – and places for major savings.   ...

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MUST READS

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Must Reads, Travel October 31, 2014

Get summer travel inspiration

The summer holidays are less than a month away. Whether you're staying home or exploring South Africa, here's a selection of must-do activities around the country. Go wine-tasting in the Western Cape From mountain-biking at Rhebokskloof, to chocolate tasting at Spice Route, the wineries of the Western Cape are expanding their offerings to make sure all their visitors come away from the experience feeling warm and fuzzy. Read more. Get active on the Garden Route From kloofing, to sand boarding and sky-diving, the Garden Route has a number of different ways to explore the beauty...

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Lifestyle, Must Reads, Taste October 29, 2014

Five kid-friendly Johannesburg restaurants

Dining out with kids is often a toss-up between relaxing and downright awful, depending on your choice of restaurant. But with these five family-friendly Jozi spots, you’re guaranteed to have a relaxing dining experience as well as a delicious meal. Moyo at Zoo Lake, Parkview Think face painting, uniquely African entertainment and, of course, ducks! Moyo at Zoo Lake is a rare example of a great restaurant in a great location. Kids can enjoy the rolling lawns of the park after getting their faces painted. While parents can enjoy the tasty African cuisine and peaceful atmosphere. TSG ...

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