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Financial planning, Personal May 19, 2014

The advantages of a spending plan.

Most of us do not make use of a disciplined spending plan. The availability of credit allows us to purchase what we want, when we want it – regardless of whether we can afford it or not. Read more to learn about the benefits of using a spending plan.  Here are some advantages of using a spending plan: 1. Financial stress reduction. A disciplined spending plan allows you to control your spending and debt. This relieves a great deal of financially-related stress 2. Saving. A spending plan makes saving simple, encouraging you to save on a regular basis. This not only provides you with a financial cushion to cover any emergency situations that may arise, but also sets you up for a com...

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Financial planning, Savings and Investments April 9, 2014

5 Major ways to save money.

There are two main roads to improving your personal finances: increasing income, and cutting costs.   There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! You're in complete control in this area. And all it takes is some imagination and discipline – both of which are free.   Below are five major ways to save money in the basic areas of food, shelter, clothing and transportation. They're major expenses in your life – and places for major savings.   ...

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Must Reads, Tech October 17, 2014

Apps make great photos easy

Smartphones have radically changed the way we take photos. They’ve also made it so much easier to edit your photos for the ‘wow’ factor. Check out these cool photography apps. Photography apps will take your photos to the next level. But, if you search for them in the Apple App Store or on Google Play, it can be rather overwhelming. If you’ve got time to search, you might find some hidden gems that we haven’t discovered yet. But, if you haven’t got time, these are our picks of the best, free photography apps: Adobe Photoshop Express If you’re accustomed to working with...

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Must Reads, Wellness October 15, 2014

Man up for good health

Next month is Movember. Don’t just grow a moustache though… these are the five health checks every guy must do each year. They’re supposedly the stronger sex, but nurse any man through a bout of flu and you’ll know they’re actually a bunch of (apologies guys) softies. Softies or not, there are health checks that every man must have annually. So, even if it’s kicking or screaming, get him there. “You can certainly prevent disease by having these check-ups,” says Dr Charlotte-Louise Enslin, a GP in private practice at the Christian Barnard Memorial Hospital in Cape Town...

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